A few weeks ago, we got tagged in a fascinating Twitter thread. It was about a young man who, four years ago, started investing for children he didn’t even have yet. 

“4 years ago, I opened an investment account for children I don’t have yet. Random $50, $100 – I’d throw in there. The goal is for me to gift it to them when they turn 18…”

He wasn’t trying to go viral. He was just sharing something personal but quietly powerful. Something the people who needed to see it—could relate to and take inspiration from: that the future doesn’t just happen—it’s built choice by choice and by intentionality.

And as we read through the replies—some amused, some inspired, many grateful—we couldn’t help but think:

What does it really mean to secure a child’s future?

Beyond School Fees and Birthday Parties

One thing’s for sure: it’s more than tuition. It’s more than birthdays or the occasional exotic outing. It’s about giving your child access to choices—real choices. The kind that don’t expire just because the money wasn’t ready in time. The kind of freedom that comes from financial foresight.

Because here’s the truth: security is about options. It’s about being able to say “yes” when your child discovers a passion. When they need to make a big decision—university abroad, starting a business, taking a gap year to explore something bold—you want money to be the least of their worries.

And that sort of freedom doesn’t magically appear at 18. It’s made possible by the seemingly small steps you take long before they even know what a bank account is.

The Power of Starting Early (Even Before They Exist)

What struck us most about that tweet wasn’t the dollar amount. It was the mindset. The idea that someone could begin laying a foundation for their future family long before the family was even formed.

It’s a quiet kind of love. A proactive kind of care. And it challenges the narrative that parenting begins at birth. In truth, parenting begins with preparation.

That $50 here, $100 there—it’s not just money in an account. It’s a declaration: I believe in a future that hasn’t arrived yet. I believe in someone who doesn’t exist yet. And I’m willing to act on that belief today.

Consistency Over Perfection

You don’t need to be a financial expert. You don’t need thousands of dollars sitting around. You just need to start.

Because when it comes to building long-term wealth for your child, consistency beats intensity. It’s not about one big deposit—it’s about choosing to show up again and again. Automating a small amount. Prioritizing the habit over the hype.

And the best part? Time does the heavy lifting. The earlier you start, the more compound interest works in your favor. What seems like a small, even forgettable contribution today, can become a life-changing asset tomorrow.

Final Thoughts

In the end,it isn’t about buying your child everything they need at whim. It’s about equipping them with the ability to choose, explore, and become. 

And it starts with one small step.

Open an investment account.
Make the transfer.
Start the plan.
Even if it’s N50,000.

Because when the future finally arrives—and it will—it won’t be the size of the account that matters most. It’ll be the quiet confidence your child carries with them, knowing someone believed in them long before they ever asked for it.

And that? That’s a future worth building.

If you want a step-by-step guide to crafting a winning investment plan—perfect for securing your child’s future, read this.

Bravewood provides Nigerian professionals with low-risk, high-return investment products, licensed by the Central Bank of Nigeria.