If you’ve ever dreamed of earning steady, guaranteed income while supporting Nigeria’s development, then the June 2025 FGN Savings Bond might just be the golden opportunity you’ve been looking for. Whether you’re new to investing or already have experience in it, this bond offers a low-risk, rewarding way to grow your money.
Let’s break down all you need to know about it and how to get started.
So, What Is an FGN Savings Bond?
An FGN Savings Bond is a type of investment offered by the Federal Government of Nigeria through the Debt Management Office (DMO). When you buy it, you’re basically lending money to the government for a fixed period, and in return, they pay you interest every three months (quarterly).
The FGN Savings Bond is:
• Safe: It’s backed by the full faith of the Federal Government
• Predictable: You know exactly how much you’ll earn
• Accessible: You can start with as little as ₦5,000 up to a maximum of ₦50,000,000
• Tax-free: The bond qualifies for tax exemptions under certain conditions (e.g., pension funds).
• Liquid: It’s listed on the Nigerian Exchange, so you can sell it if you need to.
• An Income Stream: You get paid every three months which is perfect for wealth building or reinvesting.
Offer Details for June 2025
| Bond Tenure | Interest Rate (Per Annum) | Maturity Date |
| 2-Year Bond | 16.121% | June 11, 2027 |
| 3-Year Bond | 17.121% | June 11, 2028 |
Subscription Period:
Open: Monday, June 2, 2025
Close: Friday, June 6, 2025
Settlement Date: Wednesday, June 11, 2025
Interest Payment Dates:
Every March 11, June 11, September 11, and December 11
How Does the Interest Work?
Let’s say you invest ₦2,000,000 in the 3-Year Bond at 17.121% per annum.
Here’s how to calculate your quarterly interest:
1. Annual Interest = 17.121% of ₦2,000,000
= ₦342,420/year
2. Quarterly Interest = ₦342,420 ÷ 4
= ₦85,605 every 3 months
So, for 3 years, you’ll receive ₦85,605 quarterly, and then get your full ₦2,000,000 back at the end of the term.
How to Apply
1. Contact a Stockbroker
You’ll need to go through a registered stockbroker. You can find the full list at: www.dmo.gov.ng
2. Fill Out the Subscription Form
Your broker will help you complete and submit the application.
3. Make Payment
Pay for the total number of units you want to buy. Remember, it’s ₦1,000 per unit.
That’s it! Once the settlement date hits (June 11, 2025), you can sit back and start earning.
Bravewood provides Nigerian professionals with low-risk, high-return investment products, licensed by the Central Bank of Nigeria.