Dating on a budget in Nigeria is very possible. You do not have to be ‘a big boy’ to have an amazing date with your significant other or even your friends. Embrace the joy in simple, thoughtful dates that build lasting memories.
Let’s go back in time to early 2016, at the peak of the MMM frenzy in Nigeria. The peer-to-peer scheme promised quick, easy money—30% returns on any amount you “invested.”…
We may be a little late to the Movember party, but it’s never too late to make bold, impactful decisions—especially during Men’s Financial Freedom Movember. While moustaches have been growing…
What if I told you the game of golf and investing have a lot more in common than you think? Both require a keen understanding of strategy, patience, and an…
On June 14th, 2023, the Central Bank of Nigeria (CBN) made an announcement that would send shockwaves throughout the Nigerian economy. In a press release, they announced the abolishment of…
If you’ve ever looked at your bank account and wondered, “How did I spend that much?”, you’re not alone. You see, money has this sneaky way of slipping through our…
Recently, the Presidential Committee on Fiscal Policy and Tax Reform (FPTR) submitted a proposed Personal Income Tax Bill aimed at restructuring Nigeria’s tax system, particularly targeting high-income earners. The proposed…
Sometimes we get caught up in chasing milestones, forgetting that the process itself can be deeply rewarding. This article delves into how loving what you do can reshape your path to success. Discover why embracing joy along the way can actually make your dreams more achievable.
This time last week, I was having a conversation with a colleague when he shared a quite interesting take that stuck with me. “Monday is my favorite day of the…
Picture this: A frustrated customer expecting a timely lunch delivery from an online food hub finds themselves still waiting hours later. Starving and annoyed, they call the customer service line.…
Last week, we discussed at length about Black Tax and its significance on the socio-economic structure of the African family system. In the article, we established that Black Tax is…
In many African and diaspora communities around the world, there exists a phenomenon known as “Black tax.” Initially coined in South Africa, the concept refers to the financial support that…
Just yesterday, it was announced that the Central Bank of Nigeria’s (CBN) Monetary Policy Committee (MPC) has once again raised the Monetary Policy Rate (MPR) by 50 basis points, bringing…
Adebayo, a young professional in Lagos, always dreamed of financial independence. He worked hard at his 9-to-5 job but felt stuck in the cycle of living paycheck to paycheck. One day, while discussing his frustrations with his uncle, a successful businessman, he received a piece of advice that would change his life…
We bet you clicked this article with the same question in mind… Why?? Why is everything so expensive? Why does it feel like you’re getting less for more? Why does the same amount of money that once stretched across your needs now seem inadequate? Well, ladies and gentlemen, we have a serious inflation problem.
In today’s digital age, protecting your online accounts is just as important as locking your front door. In a world where online scams and cyber threats are constantly on the…
Before the long queues to buy a litre of fuel for the sum of a thousand Naira and sometimes even higher became the sad norm, there was the oil boom — a time in Nigeria’s history steeped with hope, wealth, and the promise of prosperity. The streets were lined with the bright lights of new developments, and the air was thick with the optimism of a nation on the brink of greatness. So, what changed?
Remember the excitement of Friday nights, perusing shelves lined with colorful VHS tapes and DVDs? Remember those very short weekends when we’d bond with family members over a two-hour runtime of “Osuofia in London” or even “Igodo” for those with an appetite for adventure and a spice of horror?
Meet David, a 33-year-old creative director at a top advertising firm in Ikoyi, Lagos. He has always been the envy of his colleagues, with his sleek suits, trendy gadgets, and…
The age-old question “Can money buy happiness?” has been debated for centuries. In Nigeria, a country with significant economic disparities and a complex socio-cultural landscape, this question takes on unique dimensions. Let’s explore this concept from a Nigerian perspective, considering our cultural values, economic realities, and societal expectations.
In today’s economic climate, many Nigerians find themselves struggling to stretch their salaries from month to month. With rising inflation and increasing living costs, it’s more important than ever to develop strategies to make your hard-earned money go further.
As a small business owner in Nigeria, you’re part of the backbone of our economy. However, navigating the challenges of entrepreneurship in our unique business environment can be daunting. This is because you’re constantly seeking ways to improve, grow, and stay ahead of the curve.
If you’ve ever tried to open a bank account, register for a loan, get a SIM card, or complete a KYC document, chances are you’ve been asked for your BVN…
Owning a home is a significant milestone in many Nigerians’ lives, often seen as a symbol of success and stability. However, the journey to homeownership in Nigeria can be complex and challenging. If you’re contemplating buying your own house, here are five crucial factors to consider in the Nigerian context.
In a world flowing with possibilities, finding your true passion can be both exciting and scary. It’s a journey of self-discovery that can lead to a more fulfilling and purposeful life.
Congratulations on your recent wedding! As you embark on this exciting new chapter, it’s important to consider your financial future as a couple.
Nigeria’s banking system forms the foundation of the country’s financial framework. For investors, grasping its intricacies is essential for making informed financial decisions.
In Nigeria, the Naira often experiences substantial fluctuations against major currencies like the US Dollar and Euro. Various factors influence this instability, including global oil price shifts, economic policy changes, political events, and market speculation.