In Nigeria, there’s a very popular tradition of spraying money specifically at weddings, parties, and even at clubs. This practice has been termed as “Naira abuse,” and has attracted criticism…
Mastering how to build an emergency fund in 2024 stands out as a cornerstone of financial stability. An emergency fund serves as a financial parachute, providing a safety net during…
In the pursuit of financial well-being, adopting savvy strategies to trim everyday expenses is a powerful tool. This guide explores practical and effective ways to save money on your day-to-day…
Welcome to a new year, a canvas where mindful financial habits can shape a path toward lasting well-being. This guide invites you to explore practical and mindful money habits, fostering…
Welcome to a new year, where fresh opportunities and a blank canvas for financial success await. It’s the perfect time to make strategic money moves that will shape your financial…
In the pursuit of financial success, it is crucial to have clear goals and a roadmap to achieve them. Whether you are looking for safe investments, ways to grow your…
Life is full of unexpected events and expenses that can disrupt your financial stability if not properly prepared for them. Planning for unexpected expenses is a crucial aspect of financial…
An emergency fund provides a safety net that can help you weather unexpected financial storms without derailing your long-term financial goals. This should be 3-6 months’ worth of your living…
Inflation is a harsh reality that affects us all in one way or another. In Nigeria, it has become even more of a pressing issue in recent times, with prices…
Going to university is a major step toward achieving your career goals. However, the cost of higher education is a major financial burden for most families in Nigeria, and this…
Debt can be a demoralizing and difficult place to be in. Constantly having that heavy weight over your shoulders and not being able to be completely happy because you know…
As the Black Friday frenzy approaches, savvy shoppers gear up for the ultimate bargain hunt. Navigating the sea of discounts and doorbusters can be overwhelming, but fear not! We’ve crafted…
As the holiday season approaches, Nigerians are eagerly gearing up for festive travels. Are you visiting your family or exploring a new destination, a well-prepared trip is key to making…
The excitement is palpable as the holiday season approaches, but so is the potential strain on our wallets. Fear not! We’ve compiled practical tips for fellow Nigerians on preparing for…
In a world filled with tempting deals and impulse triggers, mastering mindful spending is a skill worth having. While you may feel entitled to frequently treat yourself with your hard-earned…
In today’s digital age, the prospect of making money online in Nigeria isn’t just a dream; it’s a reality that many are embracing with open arms. The internet has become…
At the end of 2015, 1 U.S. dollar was worth N199, and today, it is worth N1150(parallel market). This shows that the concept of devaluation and inflation is not very…
We’re all guilty of unconscious spending. Buying snacks just to ‘keep your mouth busy’, or going window shopping and ending up walking in and out the door. Many studies have…
Money has long been known to be a leading cause of stress in relationships, and should be discussed before getting married. However, most couples still shy away from the talk…
In this special season, love is in the air, but so are the prices! Here are 5 pocket-friendly ideas for your special Valentine’s Day. Saying ‘I love you’ to your…
Maintaining a regular record of your income and expenditure is crucial to living a financially prudent life. The concept of budgeting is one of the oldest principles in finance and…
Everyone is looking for a new start after the challenges faced in 2022. There might be reasons to be cautiously optimistic about 2023, but that doesn’t stop you from preparing…
While getting out of debt is one thing, staying debt-free is a different ball game. Repaying debt is an uphill task, but you can do it with the right debt…
The solution to your financial problems isn’t always more money; sometimes, you just need to cut back on expenses. Simply put, you have to run some checks on your spending…
Paying bills during salary week always has us wishing we could stretch their salaries a bit further. Getting a raise or a higher-paying job may not be realistic for you…
Emotional spending is more common than you think. Ever bought items just because you felt stressed, angry, or jealous? If your answer is yes, you’re most likely an emotional spender.…
Whether you’re a freelancer, student, stay-at-home mom or full-time employee, we could all use some extra cash. These days, not everyone can comfortably live off their 9 to 5, and…