Budgeting is the easiest way to stay on top of your finances and take control of your money. There are different budgeting methods available depending on your preference and financial…
Every financial decision you make can either bring you closer to being wealthy or take you further away. Developing some basic habits and making intentional choices can be the difference…
While everyone’s personal finance journey is different, there are key steps we all need to take at certain stages in life to ensure we have and we can enjoy what…
Kalu is an astute banking and asset management professional with over 20 years of extensive experience in capital market operations, investment and asset management, and pension services. His skill sets…
Paying yourself first helps you create a long-term healthy financial habit of prioritizing saving over spending. The trick is to save immediately you get paid rather than save what’s left…
Knowing how to build your emergency fund can help you navigate through unexpected life events without having to worry about your finances. It’s a vital component of any good financial…
Diversification is a powerful concept that helps minimize risk while promising returns. The wider your portfolio spread, the less dependent you’ll be on the unpredictable value development of individual securities.…
Festive seasons are exciting times, but they could end up leaving your finances unprepared for what comes after. With all the holiday discounts, gift-giving, and social events taking place during…
Our investment goals never stay the same over our investing years. As people grow older they tend to develop concerns regarding their investments that were not a priority consideration in…
Recently, Nigeria entered its second recession in the last 5 years. In this article, we will try to explain what happens during a recession, how it may affect us, and…
Bravewood Academy: Learn to Make, Keep and Grow Money We started BRAVEWOOD with one goal – to make high-return investment and growth models accessible to regular people. We believe that…
In the 21st century knowing how to manage & grow your wealth is a superpower that can only be fueled by Financial Literacy. It is a concept that isn’t as…
Once you’ve gotten a hold of managing your finances effectively, it is time to start investing. As a novice investor, you will probably have a lot of questions like, “How…
The most important rule of investment is the need for portfolios instead of individual investments. An investment portfolio will enable you to be more strategic with investments while reducing the…
The word ‘retirement’ means different things to different people. For some, it could mean relaxing on your bed on a Monday morning with no work concerns. For others, it is…
There is a simple principle that makes budgeting easy. The 50/30/20 budget rule helps you allocate your finances in a manner that is effective and financially productive. This principle was…
Savings and investments are often used interchangeably, however, they are two very different tactics to reaching your financial goals. Understanding the concepts of saving and investing, and knowing the difference…
Financial freedom means different things to different people, but a general consensus is that you’ve reached the most basic financial freedom when you have enough money coming in that you…
With coronavirus disrupting our daily lives, many people are worried about the effects on their budgets. Some people are naturally good at saving money, while for others money is something…
The current pandemic is a situation we have little or no control over, but what we can control is how we respond to it. It’s advisable now more than ever, …
Everything feels dire right now. The effects of the current pandemic can be wide-ranging concerning your finances and your well-being. It’s okay to feel overwhelmed but don’t panic.Remember the power…
Managing finances is still a struggle for some adults. That’s why it is important to teach people about money and its value at an early stage. It might seem like…
We are all guilty of immortalizing lies about the state of our finances. When it comes to managing money, most of us aren’t as rational and logical as we think.…
In continuation of our previous post on money management, developing these two habits can greatly improve your finances. The sum of all four is indeed greater than the parts. Deciding…
