Studies show that money(finances) is the number-one cause of stress. From getting bills paid to saving or paying off debt and still trying to live in the moment, money plays an…
Asset classes can be seen as a collection of financial products with common characteristics like risk, returns, liquidity, and various other parameters. Having different assets in your portfolio allows you…
In your 30’s there’s a major shift in priorities. You might start to consider firmly establishing yourself in your career or business and even start thinking about building a life…
No matter how much you love your work, there will come a time when you’ll decide to fully retire. Some people retire early (because they want or have to), some…
The way you think, feel and manage your money often depends on your money personality. Our money behaviour is deeply rooted in us and is often formed from childhood experiences.…
These investment principles can go a long way in making your money work for you. If you pay attention to them as you make investment decisions you’ll be more likely…
Setting and achieving financial goals is crucial to living the life you envision for yourself. Having financial resolutions is a really great way to get your finances on track. Everyone…
Budgeting is the easiest way to stay on top of your finances and take control of your money. There are different budgeting methods available depending on your preference and financial…
Every financial decision you make can either bring you closer to being wealthy or take you further away. Developing some basic habits and making intentional choices can be the difference…
While everyone’s personal finance journey is different, there are key steps we all need to take at certain stages in life to ensure we have and we can enjoy what…
Kalu is an astute banking and asset management professional with over 20 years of extensive experience in capital market operations, investment and asset management, and pension services. His skill sets…
Paying yourself first helps you create a long-term healthy financial habit of prioritizing saving over spending. The trick is to save immediately you get paid rather than save what’s left…
Knowing how to build your emergency fund can help you navigate through unexpected life events without having to worry about your finances. It’s a vital component of any good financial…
Diversification is a powerful concept that helps minimize risk while promising returns. The wider your portfolio spread, the less dependent you’ll be on the unpredictable value development of individual securities.…
Festive seasons are exciting times, but they could end up leaving your finances unprepared for what comes after. With all the holiday discounts, gift-giving, and social events taking place during…
Our investment goals never stay the same over our investing years. As people grow older they tend to develop concerns regarding their investments that were not a priority consideration in…
Recently, Nigeria entered its second recession in the last 5 years. In this article, we will try to explain what happens during a recession, how it may affect us, and…
Bravewood Academy: Learn to Make, Keep and Grow Money We started BRAVEWOOD with one goal – to make high-return investment and growth models accessible to regular people. We believe that…
In the 21st century knowing how to manage & grow your wealth is a superpower that can only be fueled by Financial Literacy. It is a concept that isn’t as…
Once you’ve gotten a hold of managing your finances effectively, it is time to start investing. As a novice investor, you will probably have a lot of questions like, “How…
The most important rule of investment is the need for portfolios instead of individual investments. An investment portfolio will enable you to be more strategic with investments while reducing the…
The word ‘retirement’ means different things to different people. For some, it could mean relaxing on your bed on a Monday morning with no work concerns. For others, it is…
There is a simple principle that makes budgeting easy. The 50/30/20 budget rule helps you allocate your finances in a manner that is effective and financially productive. This principle was…
Savings and investments are often used interchangeably, however, they are two very different tactics to reaching your financial goals. Understanding the concepts of saving and investing, and knowing the difference…
Financial freedom means different things to different people, but a general consensus is that you’ve reached the most basic financial freedom when you have enough money coming in that you…
