Meet David, a 33-year-old creative director at a top advertising firm in Ikoyi, Lagos. He has always been the envy of his colleagues, with his sleek suits, trendy gadgets, and luxurious lifestyle. But despite his outward success, David is secretly struggling to make ends meet. His love for fine dining, weekend getaways, designer labels, and a creeping gambling addiction has left him with a mountain of debt and a dwindling savings account. He often finds himself living paycheck to paycheck, wondering how he got here.
![Close-up shot of a middle-aged father and his child doing some calculations and echoing the message "Teach your child about money"](https://blog.bravewood.ng/wp-content/uploads/2024/09/Teach-your-child-about-money-800x435.png)