An emergency fund provides a safety net that can help you weather unexpected financial storms without derailing your long-term financial goals. This should be 3-6 months’ worth of your living…
Going to university is a major step toward achieving your career goals. However, the cost of higher education is a major financial burden for most families in Nigeria, and this…
Debt can be a demoralizing and difficult place to be in. Constantly having that heavy weight over your shoulders and not being able to be completely happy because you know…
As the Black Friday frenzy approaches, savvy shoppers gear up for the ultimate bargain hunt. Navigating the sea of discounts and doorbusters can be overwhelming, but fear not! We’ve crafted…
As the holiday season approaches, Nigerians are eagerly gearing up for festive travels. Are you visiting your family or exploring a new destination, a well-prepared trip is key to making…
The excitement is palpable as the holiday season approaches, but so is the potential strain on our wallets. Fear not! We’ve compiled practical tips for fellow Nigerians on preparing for…
In a world filled with tempting deals and impulse triggers, mastering mindful spending is a skill worth having. While you may feel entitled to frequently treat yourself with your hard-earned…
In today’s digital age, the prospect of making money online in Nigeria isn’t just a dream; it’s a reality that many are embracing with open arms. The internet has become…
At the end of 2015, 1 U.S. dollar was worth N199, and today, it is worth N1150(parallel market). This shows that the concept of devaluation and inflation is not very…
We’re all guilty of unconscious spending. Buying snacks just to ‘keep your mouth busy’, or going window shopping and ending up walking in and out the door. Many studies have…
Money has long been known to be a leading cause of stress in relationships, and should be discussed before getting married. However, most couples still shy away from the talk…
In this special season, love is in the air, but so are the prices! Here are 5 pocket-friendly ideas for your special Valentine’s Day. Saying ‘I love you’ to your…
Maintaining a regular record of your income and expenditure is crucial to living a financially prudent life. The concept of budgeting is one of the oldest principles in finance and…
Everyone is looking for a new start after the challenges faced in 2022. There might be reasons to be cautiously optimistic about 2023, but that doesn’t stop you from preparing…
While getting out of debt is one thing, staying debt-free is a different ball game. Repaying debt is an uphill task, but you can do it with the right debt…
The solution to your financial problems isn’t always more money; sometimes, you just need to cut back on expenses. Simply put, you have to run some checks on your spending…
Paying bills during salary week always has us wishing we could stretch their salaries a bit further. Getting a raise or a higher-paying job may not be realistic for you…
Emotional spending is more common than you think. Ever bought items just because you felt stressed, angry, or jealous? If your answer is yes, you’re most likely an emotional spender.…
Whether you’re a freelancer, student, stay-at-home mom or full-time employee, we could all use some extra cash. These days, not everyone can comfortably live off their 9 to 5, and…
In order to provide security and a decent standard of living for you and your family, you need to break bad money habits. They can prevent you from reaching your…
During uncertain times, it is vital to get proper financial advice. Due to the pandemic, there has been a temporary closure of businesses, schools, and other public facilities and events.…
Living above your means has become all-too-common in today’s society. With how easy it is to impulse buy online you can easily end up spending more than you make. Living…
The simplest way to boost your income is by reducing the amount of money you spend, earning extra money through your job or another source and investing consistently. Thankfully, technological…
Most people aren’t aware they have an unhealthy relationship with money. Money isn’t the most important thing in the world, but we need it to take care of ourselves. Unfortunately,…
It’s the first week of the month and your salary has finished. Why? If you can’t comprehensively answer that question then this post is for you. Your salary or income…
Have you seen The Tinder Swindler on Netflix? Scammers target people of all backgrounds, ages and income levels across the world. There’s no one group of people who are more…
Setting goals is one thing, achieving them is a different thing entirely. Making a sustainable plan and staying on track month after month, year after year is the only way…
