Festive seasons are exciting times, but they could end up leaving you unprepared for what comes after. While shopping and enjoying the festivities, you can easily spend significantly more than…
You’re probably familiar with courses like English, maths, biology, or economics if you went through the Nigerian educational system but not these priceless facts about money. These are some facts…
As the festive season approaches, one of the most experienced challenges with personal finances is cutting down excessive spending. To attain financial freedom, you need to find the balance between…
You don’t actually have to do much to get your finances under control. You just have to follow a few simple personal finance rules to put you on the path…
Debt repayment is key to financial freedom. It can be overwhelming to be in debt. If you’ve had enough of all that stress and you’re trying to build a budget…
Spending less and saving more is easier said in theory than done in practice. But spending wisely is an important step in achieving the financial freedom you need, to enjoy…
With compound interest, you’re not just earning interest on your principal, even your interest earns interest compounding your returns. It accelerates the growth of your investment over time. As Benjamin…
Budgets help you maximize your income so you can pay your expenses, achieve your financial goals, and still have money left over for fun! By adopting any of these budgeting…
Living within your means enables you to contribute to your financial goals while providing a cushion in case of an emergency. This is possible only when you’re earning more money…
A major threat to wealth creation is typically viewed as the state of the economy and currency volatility. Even though these events can create uncertainty, it is important to be…
When you manage your finances effectively, you have a better chance of building wealth faster. We’ve all made regrettable decisions about our finances at some point, but the good news…
Wealth is a state of mind, not just your account balance. Societal pressures can have you easily fall into thinking money and status defines wealth but it goes beyond that.…
Raising kids can be expensive. These expenses and the cost of education are rising higher than inflation daily which means that education costs may end up being much higher than…
Studies show that money(finances) is the number-one cause of stress. From getting bills paid to saving or paying off debt and still trying to live in the moment, money plays an…
In your 30’s there’s a major shift in priorities. You might start to consider firmly establishing yourself in your career or business and even start thinking about building a life…
The way you think, feel and manage your money often depends on your money personality. Our money behaviour is deeply rooted in us and is often formed from childhood experiences.…
Setting and achieving financial goals is crucial to living the life you envision for yourself. Having financial resolutions is a really great way to get your finances on track. Everyone…
Budgeting is the easiest way to stay on top of your finances and take control of your money. There are different budgeting methods available depending on your preference and financial…
Every financial decision you make can either bring you closer to being wealthy or take you further away. Developing some basic habits and making intentional choices can be the difference…
While everyone’s personal finance journey is different, there are key steps we all need to take at certain stages in life to ensure we have and we can enjoy what…
Kalu is an astute banking and asset management professional with over 20 years of extensive experience in capital market operations, investment and asset management, and pension services. His skill sets…
Paying yourself first helps you create a long-term healthy financial habit of prioritizing saving over spending. The trick is to save immediately you get paid rather than save what’s left…
Knowing how to build your emergency fund can help you navigate through unexpected life events without having to worry about your finances. It’s a vital component of any good financial…
Festive seasons are exciting times, but they could end up leaving your finances unprepared for what comes after. With all the holiday discounts, gift-giving, and social events taking place during…
Recently, Nigeria entered its second recession in the last 5 years. In this article, we will try to explain what happens during a recession, how it may affect us, and…
Bravewood Academy: Learn to Make, Keep and Grow Money We started BRAVEWOOD with one goal – to make high-return investment and growth models accessible to regular people. We believe that…
